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ATM Only:
This is a ATM only debit card, which the card holder may only use this card for ATM withdrawal from their bank accounts. This card can only withdraw from several ATM that accepts Visa, Visa Electron and their affiliate partners.
Warning: This card cannot be used as a credit or debit purchases in any POS (Point of Sale) or online.
Classic:
Visa Classic offers zero person interest for the first 6 months after approved application. The cardholder is not required to pay annual fee if the cardholder make just one purchase per year.
Plus 1: Starting with this type, cardholder can request to have additional cards to share for family members.
Plus 2: Offers 20 to 25 days grace period and liability protection.
Business:
This card allows consumers to earn points, uses reporting tool to track balances, accounts and transactions. Visa Business card owners guaranteed to have Visa's powerful fraud protection.
Plus: Earn discounts on business purchases at selected retailers.
Corporate:
Ideal card for corporate to monitor and control their expenses. Able to unify expense reports, decrease travel and entertainment costs, and monitor employees travel expenses. Powerful tools helps corporations, the Visa Corporate card offers flexibility and accountability options for leaders in industry. Visa also offers rental insurance options and emergency cash and card replacement for employees during their business trips.
Corporate T&E (Travel & Entertainment):
Easy way for corporations to monitor employee expenses, apart from payrolls and salaries. By monitoring from T&E, it helps corporate clients to keep track of these expenses, which have been difficult to monitor before.Most common use of these is when employees travel or entertain potential partners for clients. T&E helps accounting efforts to ensure that these expenses are legitimate and help reduce potential fraud and corruption from employees themselves.
Plus: Monitoring employees expenses domestically and internationally (applies for both Corporate and Corporate T&E).
Dividend Signature:
Credit card offered through a secondary bank. Customers still get benefits from Visa, including acceptance at more than one million locations worldwide, cash advances, and more, plus specific bonuses offered by the secondary bank. Some bonuses may include cashback rewards or air miles through specific airlines.
Electron:
Available in many locations worldwide but doesn't include the United States, Canada, Australia, or Ireland. Visa Electron works like a debit card, which requires the cardholder to have prepared the specific amount in their bank account for transactions or their card will be denied. Some debit cards allow overdrawing an account, but with Electron, it is not possible.
Gold:
The basic standard card from Visa. Offers many same great benefits and protection as other Visa card but also offers cardholders for emergency medical and legal referrals when traveling.
Plus: Sometimes cardholders have access to travel and hotel accommodations special and packages.
Premium:
Loaded with all benefits from Visa Gold card, Visa Premium have more offers and benefits for travelers but one vary from customer's needs. Always check on options when applying this card.
Horizon Classic:
Offered to Canadian subscribers through CIBC. It entitles cardholder for reward programs and the Aeroplan, which involves earning flyer miles with each purchase is made. With nominal annual fee, it comes with the safety and security that backs all Visa transactions.
Warning: Horizon Classic can only be available through Canada (better to ask your bank if they have this type of card available for clients).
Infinite:
Designed to meet the needs of a select group of upscale client, Visa Infinite is only available in a select number of nations around the world. It is promoted for their most prestigious members whom are successful and demanding businessman and businesswoman. Backed by the strength and security of the Visa corporation, the Infinite comes with infinite possibilities.
Loaded:
Equivalent to a prepaid debit card, this card can be used anywhere in the world where Visa debit is accepted. The account of the card must have funds, enough to make the amount of transaction requested by the cardholder. Visa's protection plan supports these clients as they do with all other offers.
Multi Currency:
Visa has teamed with MasterCard to offer global merchants an opportunity to transact with clients from all over the world without having to be concerned with conversion rates or delays in payment.
Purchasing:
Visa Purchasing Card is available in Europe and accepted in over 8 million locations throughout Europe. Designed for businesses in Europe, the Visa Purchasing Card makes it easy for business to track expenses and procurement.
Platinum:
Visa Platinum Card is the next step in credit cards from the Gold or Premium. With higher limits and lower rates, the Platinum card is ideal for customers who demand more from their credit card and still expect the same level of security.
Plus:
Visa's global mark for ATM machines, this logo on the back of the card means that Visa cardholders can use any ATM machine throughout the world that contains this icon. Specific fees may apply to different ATM machines.
Premier Miles Signature:
Ideal for travelers who use their credit cards for many purchases, the PremierMiles Signature Visa Card offers airline miles for every purchase made. Over time, these miles can add up to free airfare to certain locations.
Rebate:
These promotional cards are used by businesses when sending out rebates to customers for qualified purchases. These cards will be pre-loaded with the rebate amount and can be used at any retailer that accepts Visa cards.
Signature:
No preset spending limit, the Visa Signature Card is ideal for its customers who have built their reputation through years of hard work and financial responsibility. The Signature card removes the hassles of traditional credit cards and brings more freedom to the cardholder.
Signature Business:
Signature Business Visa Card allows its members to enjoy savings, excellent reporting tools, and rewards for everyday business purchases. It also give the cardholder business access to entertainment and events packages, travel specials, upgrades, and more, including 24/7 concierge service.
Top-Up Card:
Top-Up card is another variation of the growing popularity in prepaid debit cards. Visa's Top-Up Card is ideal for those that want to benefits of Visa's security and flexibility as they are accepted wherever Visa is accepted.
Travel Money:
Visa Travel Money is another prepaid plan that is advertised to travelers as it takes the place of Traveler's Checks. Able to be used anywhere Visa debit is accepted, the account associated with this card is deducted with every purchase.
V Pay:
Specified for European customers, the V Pay is a debit card using the Visa logo. More and more banks in Europe are beginning to use the V Pay debit card for its customers.
Visa Cash:
Visa Cash is the latest in technology in which a small electronic chip is embedded in the Visa Card that store pin and other information. A customer can charge the card at an ATM, and then the card acts as a cash machine. All you have to do is run the card at a vendor and the amount is deducted from the card.
Visa Commerce:
Visa Commerce is a powerful electronic business-to-business payment and processing management solution. Visa Commerce help businesses overcome the costly expense of check payments an limitation of other payment options.
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